Faster Payment System (FPS) High Risk Alert
(Suspicious Proxy Alert)
The “Suspicious Proxy Alert” (a.k.a. High Risk Alert”) is now available for the Faster Payment System (FPS). By integrating the Hong Kong Police’s Scameter into the FPS platform, members of the public are notified of high risk transactions, allowing them to detect and prevent scams.
The High Risk Alert is a collaborative effort of the Hong Kong Police Force, Hong Kong Monetary Authority, The Hong Kong Association of Banks, Hong Kong Interbank Clearing Limited, 44 major retail banks and stored value facility operators in Hong Kong. The public can receive fraud prevention alerts without additional software during transactions on the bank and stored value facility (e-wallet) web pages and mobile apps.
High Risk Transaction Alert
When the public makes transactions via FPS, if the recipient’s FPS proxy ID, including:
Phone number
Email address
FPS identification code
is related to fraud reports, namely marked as “High Risk” in the Scameter, the public will receive the following High Risk Alert on the transaction confirmation page:
Alert
According to the fraud prevention information provided by the Hong Kong Police Force on the Scameter, this “FPS” recipient proxy ID (mobile number/email address/FPS identification code) is classified as “High Risk.”
Please verify the recipient’s reliability before proceeding with the transaction.
If the public sees a High Risk Alert during a transaction, immediately stop the transfer to protect yourself from potential losses.
Source of High Risk Alert Data
FPS proxy IDs labelled “High Risk” are derived from confirmed criminal reports made by the public to the police. The FPS platform receives High Risk Alerts from the Scameter database from time to time daily to ensure timely delivery to the public.
No Alert = Safe?
The absence of a High Risk Alert does not guarantee the safety of a transaction. It only means there have been no related reports for that FPS proxy ID. The public should always be cautious of potential scams before conducting any transaction.
